The NTHDC Team would like to wish you and yours a very happy holiday season. I know we all will have numerous challenges to face in the upcoming year, but I am hopeful that 2012 will be a great year for everyone. I am thankful that NTHDC is still serving as your PBCA for Florida and we have expanded our services to the U.S. Virgin Islands. HUD intends to bid the PBCA contracts again in early 2012, so we will be working very hard to ensure NTHDC will be here to serve your needs in the years to come. The funding outlook for affordable housing is concerning, but our industry will continue to find creative ways to serve those in need by providing quality housing.

I hope you enjoy some time with your family and friends during the holidays and celebrate all the good things in life. Best wishes for a great holiday season and throughout the New Year!

Happy Holidays,

Shawn D. Steen
State Manager, NTHDC

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